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FINANCIAL RESOLUTIONS FOR THE NEW YEAR.

The New Year is a great time to overhaul your financial life for the better, and one excellent place to start is by making good financial resolutions that can help get you closer to your money goals. Here are a few you might consider adding to your own personal agenda. 1.Know What You Want Have a clear, concise financial goal for the year. It isn’t good enough to say, “I want to have my credit card paid down and more money in the bank.” Instead, you should write a financial resolution that is clear and actionable like, “I have the balance on my credit card paid down to $0, over  Rs  5000 or   $5,000 in my savings account. 2. Prioritize Your Debts Not all debt is equal. Make a list of your liabilities and organize them by the annual interest rate. Those with the highest rates (most likely your credit card debt) should be paid off immediately. It does no good to invest money while you are paying 19 percent or more in interest each year. In a lot of cases, the wisest

BEAUTY- -OVERNIGHT BEAUTY -TIPS FOR THIS NEW YEAR EVE PARTY

 If you’re already worrying that you aren’t prepared for the big New Year’s Eve party, you don’t have to put hours of prep in – it can be done overnight with these overnight beauty tips 1. Get perfect skin and hair while you snooze.   All you need to do is upgrade your sleeping situation. If you’ve been considering buying a silk pillowcase, you really should, especially if you want to get your glow back in time for New Year’s Eve.   How it works: The Slip Pure Silk Pillowcase is an eight-hour beauty treatment every single night. Recommended by dermatologists, plastic surgeons, hairdressers and beauty experts because the silk fibers keep skin’s moisture and let moisturizers and hair oils stay on your face and hair and not on the pillow! The pillowcase also helps your skin to be firm, soft, and wrinkle free. 2. Lengthen your lashes  In preparation for a party , there’s nothing better than naturally full, false-looking lashes. Who doesn’t want to

-BEWARE OF COMMON COLD AND FLU

The common cold is the most common illness the  today, and it is also the most common reason for doctor's visits, yet there is no cure for it. Symptoms Cold symptoms typically last between seven and 10 days. Symptoms start out mild and then gradually worsen over the next few days. While a cold can leave you feeling pretty miserable, it typically isn't severe enough to interfere with your day-to-day activities. Common symptoms include: congestion cough runny or stuffy nose itchy or watery eyes sore throat feeling tired headache fever (rarely—more common in children) Diagnosis Most people do not go to the doctor to be diagnosed with a cold. Even if you do, it will be diagnosed based on your symptoms and physical exam, not by any specialized tests, although some tests may be run to rule out other causes for your symptoms. Treatment Because colds are viral, they cannot be treated with antibiotics. Over-the-counter cold medicine may help relie

A NEW NATION STATE IN SPACE -ASGARDIA

Scientists   have  launched   the    first  new  space  nation. And  anyone  can   become  a  citizen  of  it. This   new  nation  of     Asgardia  hopes  to  save   the  human  race  twice  over . First,  it  will  look   to  protect  it  from   warfare   in  space ; and second   it  will try  and   keep humanity   safe  from  the  dangers  coming  from  outside  the  atmosphere ,  protecting   us  from  threats  like  space  debris  and  asteroid  collisions . Scientists  hopes   that  creating  the  country  is  the   first  step  of  a  new  era  in the space  age. And they  intend   to  start  it  by  sending  rockets  into  the  sky.The  country  will  send  its  first  satellite  into  space  in  2017 .From there , Asgardia  hopes  to  "open  up   access  to  space  for  commerce ,science, and  people  of  all   countries  on  earth."The  scientists   behind  the plan  launched  it in  Paris this  month ,  and  named  it  after  the  city  of  skies  that  was  rul

WONDER RECIPE -ROSEMARY- -THAT MAKE YOU LIVE LONG.

A    locally   grown   Rosemary, around  Acciaroli  in  Italy  ,is  a  daily   part  of  the  diet  of  pe ople    of  Acciaroli.Residents  raise  and consume   their  own  rabbits .Anchovies   too  feature  prominently  on  dinner  plates. Rosemary,olive oil  and  fresh  vegetables  -explains  why  so  many  people here  both  men  and  women , live past  90? Researchers  who  just  concluded  a  preliminary   study   of  Acciaroli's   nonagenarians  and  centenarians    believe  they  could  be  a  part  of  the   equation. "They  use  rosemary   on  everything they  cook,"said  one  of  the  researchers , Dr  Alan  S  miasel,  a  cardiologist and   professor  at   the University  of  California, San  Diego  School  of  Medicine.   Of  the  area's inhabitants,  about  one  in  60  is   90  or  older .That  rivals  other  so  called  blue  zones ,  like  Sardinia      and   Okinawa  ,  with  usually  large  concentration   of   very  old  people.And  the 

NOW A GOOGLE MAP FOR THE BODY

Scientists   launched   a  global    initiative   to  map  out  and describe   every  cell  in  the  human  body   in  a  vast   atlas   that  could  transform   researcher's  understanding   of  human  development  and   disease. The  atlas ,  which  is  likely  to  take  more  than  a  decade  to  complete,  aims  to  chart  the   types  and  properties  of  all  human  cells across  all  tissues   and  organs    and  build  a  reference  map  of  the  healthy  human  body,  the  scientists   said.   Cells  are  fundamental  to  understanding   the biology  of  all   health  and  disease  ,  but  scientists  can  not    yet  say    how  many  we  have ,  how  many  different  types there  are, or  how  they  differ  from   one  organ  to  another . "The    human  cell   atlas   initiative   is  the  beginning of  a  new  era  of  cellular  understanding ,"Sarah  Teichmann , head  of  cellular  genetics   at  Britain's  Sanger   institute  told. "We  will 

NOW , A NEW ALCOHOL THAT WILL BE HANGOVER FREE.

A   new   type  of  synthetic   alcohol  has  been  discovered  which  could  allow  people   to  enjoy  a  few  pints  ,  but  skip  the  hangover  that  usually    follow . The  new  drink  ,known  as  'alcosynth',   is  design   to  mimic  the  positive  effects   of  alcohol   but  doesn't   cause  a  dry   mouth , nausea  and  a  throbbing   head,  according  to  its   creator  Professor   David  Nut, The  Imperial   college  professor.   The  alcosynth   could   completely   replace  normal  alcohol   in  coming   years. "It  will  be   there   along side  the  scotch  and  the  gin ,they'll   dispense   the  alcosynth    into  your  cocktail     and  then  you'll have  the  pleasure  without  damaging  your  heart  and  liver,"he  said ."They go  very  nicely   into  majitos. They  even  go   into  something  as  clear  as  a  Tom collins .One  is  pretty  tasteless ,the  other  has  a   bitter  taste." By  researching   substances  t