The New Year is a great time to overhaul your financial life for the better, and one excellent place to start is by making good financial resolutions that can help get you closer to your money goals. Here are a few you might consider adding to your own personal agenda. 1.Know What You Want Have a clear, concise financial goal for the year. It isn’t good enough to say, “I want to have my credit card paid down and more money in the bank.” Instead, you should write a financial resolution that is clear and actionable like, “I have the balance on my credit card paid down to $0, over Rs 5000 or $5,000 in my savings account. 2. Prioritize Your Debts Not all debt is equal. Make a list of your liabilities and organize them by the annual interest rate. Those with the highest rates (most likely your credit card debt) should be paid off immediately. It does no good to invest money while you are paying 19 percent or more in interest each year. In a lot of cases, the wisest